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Miscellaneous

Healthy Salad Dressings to make at home!

Bluegrass top estate homes!

http://www.kentucky.com/news/local/counties/fayette-county/article151313757.html

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Keeneland

http://www.keeneland.com/calendar

Don't forget to check out Keeneland this Spring season!  April 7th  - 28th!  

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Sold!

Coba Closes doors in Lexington

http://www.lex18.com/story/31817885/coba-cocina-closes-its-doors

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Old homes

Did you know double hung windows were used years ago?  The reasoning, during the day, the top sash could be let down to let the hot air outside.

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Fun in Lexington

Slide The City Coming To Lexington

By , Published Jan 22, 2015 - Tagged in Summertime FunThings To Do

The gigantic 1,000 foot slip-and-slide is said to be coming to the streets of Lexington! While dates and location are still TBD, Lexington has been added to the expected locations of Slide the City- a summer event you definitely won't want to miss.

 

What better way to spend a summer day than sliding down a 1,000 foot slip-and-slide?! If you're like me and can't quite picture how long that is, it's the size of THREE FOOTBALL FIELDS! Very exciting. If you haven’t heard about Slide The City, it's a family friendly water party event with live music, food, water fights, and of course, the mecca of slip-and-slides.

Bring your floatie, plus come well equipped for a huge water fight that is bound to ensue! With tickets, you get a water gun, but also come armed with water balloons, super soakers, or anything else that can help you defend yourself and get others soaking wet! You can attend the event for free, but need tickets to ride the slide.

Coming to Lexington- Dates TBD

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FHA Mortgage Insurance

What’s up with mortgage rates? Jeff Lazerson of Mortgage Grader in Laguna Niguel gives us his take.

RATE NEWS SUMMARY

From Freddie Mac’s weekly survey: The 30-year fixed rate dropped nicely, again, to 3.63 percent from last week’s 3.66 percent. The 15-year fixed dropped to 2.93 percent from last week’s 2.98 percent.

The Mortgage Bankers Association reports a 14 percent increase in loan applications from the previous week with a 57 percent spike in Federal Housing Administration refinance volume contributing.

BOTTOM LINE: A year ago, 30-year fixed mortgage rates averaged 4.39 percent. Assuming a borrower gets the typical 30-year conforming fixed rate on a $417,000 loan, last year’s of $2,085 was $183 more than this week’s payment of $1,902.

WHAT I SEE: From rate sheets hitting my desk that are not part of Freddie Mac’s survey: Locally, FHA buyers and refinancers can get zero points loans on a 30-year fixed at 3.25 percent or a 5/1 FHA adjustable-rate mortgage (fixed for five years and adjusting yearly thereafter) at 2.875 percent. Or, take the FHA jumbo fixed ($417,001 to $625,500 for O.C. borrowers) at 3.375 percent or the 5/1 ARM at 2.875 percent.

WHAT I THINK: Starting Monday, annual mortgage insurance will drop one-half percent on all new FHA loans. This applies to purchase, cash-out and streamlined refinances. Serious savings is in play for you.

The formula for the old annual FHA mortgage insurance premium was loan amount x 1.35 percent divided by 12 (months). The new formula is loan amount x .85 percent divided by 12.

The FHA still requires the one-time upfront mortgage insurance premium of 1.75 percent added to your loan balance.

And, piling on, the maximum 30-day prepayment penalty provision when paying off an FHA loan is gone for good. Until recently, FHA-approved lenders could...

Plumber in Lexington

Looking for an awesome plumber in the Lexington/Nicholasville area?  Tim's Plumbing is who I've used for years and have referred to many many clients.  Tim's contact number is 859-533-1294.

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